ABOUT THE SCHEME
Welcome to our cost effective, low carbon car benefit scheme
Carmarthenshire County Council lease car scheme offers all qualifying colleagues a simple, more affordable and stress-free way to drive a brand-new vehicle and help reduce the organisation’s carbon emissions.
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How does it work?
Through the scheme, you can lease a brand new vehicle under a salary sacrifice arrangement, using our panel of trusted leasing companies. Most makes and models are available via the scheme and can be driven under the scheme, with servicing, maintenance and repairs included.
Watch our scheme video.
What is salary sacrifice?
Salary sacrifice is when you agree to swap part of your monthly pay before tax for a non-cash benefit, in this case a company car. As your gross salary is lower, you benefit from savings on your income tax, national insurance and pension contributions.
With this payment option you will continue to receive your cash allowance through salary.
Watch our 60 second video on salary sacrifice
More savings
Under the scheme, you will pay a company car ‘Benefit in Kind’ (BIK) tax based on the CO2 emissions and value of the car. To help drive the take up of EVs, this is set at just 3% of the list price for electric cars in the 2025/26 tax year compared to 16% and more for petrol and diesel vehicles.
Servicing, maintenance, insurance, breakdown cover and MOT are all included in the fixed monthly price and there is no deposit to pay or credit check required.
Expert support
Carmarthenshire County Council is working in partnership with Knowles Fleet to run the scheme which offers unlimited, personalised quotes based on your car choice and mileage to ensure you find the perfect vehicle for you. Knowles Fleet’s expert team is also on hand to support you throughout the term of your lease.
YNGHYLCH Y CYNLLUN
Croeso i'n cynllun budd-daliadau ceir carbon isel, cost-effeithiol
Mae cynllun prydlesu ceir Cyngor Sir Caerfyrddin yn cynnig ffordd syml, fwy fforddiadwy a di-straen i bob cydweithiwr cymwys yrru cerbyd newydd sbon a helpu i leihau allyriadau carbon y sefydliad.
Sut mae'n gweithio?
Drwy’r cynllun, gallwch brydlesu cerbyd newydd sbon o dan drefniant aberthu cyflog, gan ddefnyddio ein panel o gwmnïau prydlesu dibynadwy. Mae'r rhan fwyaf o wneuthuriadau a modelau ar gael drwy'r cynllun a gellir eu gyrru o dan y cynllun, gyda gwasanaethu, cynnal a chadw ac atgyweiriadau wedi'u cynnwys.
Gwyliwch fideo ein cynllun.
Beth yw aberthu cyflog?
Aberthu cyflog yw pan fyddwch chi'n cytuno i gyfnewid rhan o'ch cyflog misol cyn treth am fudd-dal nad yw'n arian parod, car cwmni yn yr achos hwn. Gan fod eich cyflog gros yn is, rydych chi'n elwa o arbedion ar eich treth incwm, yswiriant gwladol a chyfraniadau pensiwn.
Gyda'r opsiwn talu hwn byddwch yn parhau i dderbyn eich lwfans arian parod drwy gyflog.
Gwyliwch ein fideo 60 eiliad ar aberthu cyflog
Mwy o arbedion
O dan y cynllun, byddwch yn talu treth ‘budd mewn nwyddau’ (BIK) car cwmni yn seiliedig ar allyriadau CO2 a gwerth y car. Er mwyn helpu i gynyddu nifer y bobl sy'n defnyddio cerbydau trydan, mae hyn wedi'i osod ar ddim ond 3% o bris rhestr ceir trydan yn y flwyddyn dreth 2025/26 o'i gymharu â 16% a mwy ar gyfer cerbydau petrol a diesel.
Mae gwasanaethu, cynnal a chadw, yswiriant, clawr torri i lawr a MOT i gyd wedi'u cynnwys yn y pris misol sefydlog ac nid oes angen blaendal na gwiriad credyd.
Cefnogaeth arbenigol
Mae Cyngor Sir Caerfyrddin yn gweithio mewn partneriaeth â Knowles Fleet i redeg y cynllun sy'n cynnig dyfynbrisiau personol, diderfyn yn seiliedig ar eich dewis o gar a'ch milltiroedd er mwyn sicrhau eich bod yn dod o hyd i'r cerbyd perffaith i chi. Mae tîm arbenigol Knowles Fleet hefyd wrth law i'ch cefnogi drwy gydol cyfnod eich prydles.